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Questions? Call or Text Us: 760-280-2800

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What is the Harrison Advantage?

  1. Trust – Simply…we do what we say and always prioritize your needs
  2. Expertise – We are a husband-and-wife team that have developed complementary skill sets over the last 30+ years of service that we put to work for you…directly, no newbie Agents or hand-offs to Assistants
  3. Savings – Our low overhead and depth of services (Real Estate and Mortgages) allow us to pass on to you a discounted commission structure

Seller example on an $800,000 sales price

  • Typical total commission with other Realtors (6%)
    $48,000
  • Total commission when you work with us (3.50%)
    $28,000
  • Total Savings!
    $20,000

Buyer example on an $800,000 purchase price

  • Typical Commission Credit with other Realtors (0%)
    $0
  • Commission Credit when you work with us (1%)
    $8,000
  • Total Savings!
    $8,000

Below are some of our past deals…

We have negotiated deals to: cover all of the closing costs, obtain down payment assistance, and even include seller paid improvements (flooring, paint, etc.)

home-01

We negotiated a Seller credit on this Aliso Viejo home to cover 100% of the Buyer's closing costs.  Plus, the Buyers applied the Commission Credits towards reducing the sales price!

Purchase Price

$378,500

Commission Credit

$5,677

Negotiated Seller Credit

$8,340

Total Savings

$14,017

home-02

The Buyer used the Commission Credits on this Oceanside home to cover 100% of the closing costs and the excess reduced the sales price.  The higher the sales price, the more Commission Credits!

Purchase Price

$2,300,000

Commission Credit

$34,500

Negotiated Seller Credit

$0

Total Savings

$34,500

home-03

We assisted the Buyer purchase this San Bernardino home from their landlord and were able to negotiate 100% of their closing costs be paid for by the Seller.

Purchase Price

$225,000

Commission Credit

$3,500

Negotiated Seller Credit

$6,385

Total Savings

$9,885

home-04

This was the second time we had the pleasure of helping these clients purchase a home.  They applied their Commission Credits towards their closing costs.

Purchase Price

$484,000

Commission Credit

$7,260

Negotiated Seller Credit

$0

Total Savings

$7,260

100% of the closings costs (including impounds) were covered by the Commission Credits so the Buyers only brought in the down payment for this closing. Allowed them to purchase earlier than otherwise would have been doable.

Purchase Price

$656,900

Commission Credit

$9,853

Negotiated Seller Credit

$4,000

Total Savings

$13,853

This property needed some TLC so the Commission Credits allowed the Buyers to apply the funds that would have gone towards their closing costs towards improvements.

Purchase Price

$429,000

Commission Credit

$6,435

Negotiated Seller Credit

$4,000

Total Savings

$10,435

These first time buyers leveraged the Commission Credits program to buy in beautiful Encinitas. We were also able to negotiate $5,000 in additional credits which the combination coverered 100% of the non-recurring closing costs.

Purchase Price

$850,000

Commission Credit

$9,975

Negotiated Seller Credit

$5,000

Total Savings

$14,975

This was a previous Harrison Advantage Buyer and partially due to the savings, they were able to retain their previous purchase as a rental! This transaction closed during the crazy market of 2021 and we were still able to negotiate a great sales price and provide credits for the Buyer's closing costs.

Purchase Price

$779,000

Closing Cost Credit

$11,738

Negotiated Lender Credit

$2,109

Total Savings

$13,847

This was a first-tme Buyer that needed to close fast since their lease was up and they did not want to move twice. The offer was accepted on a Saturday and we obtained the Buyer's loan approved on Tuesday…3 DAY APPROVAL!

Purchase Price

$745,000

Closing Cost Credit

$7,500

Negotiated Lender Credit

$8,712

Total Savings

$16,212

This was a great property but it needed some work. We were able to negotiate a $40,000 Seller Credit towards the sales price in addtion to $15,000 towards the Buyer's closing costs.

Purchase Price

$1,715,000

Closing Cost Credit

$15,000

Negotiated Seller Credit

$40,000

Total Savings

$55,000

This was the third purchase by these Buyers through Harrison Advantage. Partially due to the savings, they were able to maintain the two previous properties as rentals. We were able to provide a credit towards their closing costs in additon to obtaining a Seller credit!

Purchase Price

$950,000

Closing Cost Credit

$12,067

Negotiated Seller Credit

$3,000

Total Savings

$15,067

This was a first purchase by this Buyer through Harrison Advantage and we are confident that it will not be his last! He is on a mission to purchase and then rent after 1-2 years so he can build a strong real estate portfolio.

Purchase Price

$650,000

Closing Cost Credit

$6,500

Negotiated Seller Credit

$0

Total Savings

$6,500

This was a first-time Buyers and we were able to provide a credit towards their closing costs in addition to negotiating a Seller credit! These savings provided the additional cash flow to enable the Buyers to plan a few upgrades on the property.

Purchase Price

$599,000

Closing Cost Credit

$5,990

Negotiated Seller Credit

$10,000

Total Savings

$15,990

Calculate Your Savings!

Get in Touch!

We are here to help!  To get in touch, please complete the below form or call/text us at 760-280-2800.
We look forward to connecting with you!

Strategy for best results

Over the last 30+ years, we have established a streamline process that leverages both our Mortgage and Real Estate Services to position you for success… even if you are purchasing your 1st home or next property.

The key is getting LOAN APPROVAL from Underwriting prior to making an offer!

By 1st obtaining loan approval, you are positioned to win! Win by having your offer accepted! Win by being able to negotiate like a cash buyer! Win by eliminating the stress (for all parties) during the closing process.

submit loan document

Submit Loan Documentation

The first step is to submit your documentation. We provide a secure online upload site for ease and security.

obtain credit approval

Obtain Credit Approval

Your documentation will be submitted to the Underwriting Department for FULL CREDIT APPROVAL!

find dream home

Find Your Dream Home!

We will present your offer along with a Certificate of Approval. Sellers and Agents know the value of a buyer that is already APPROVED!

Calculate Your Payment!

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Frequently Asked Questions

If you have a question that is not answered below, please call us at 888-979-0321

How can you afford to provide this much of a commission credit?

Low overhead, plus, when we sell or help you buy while providing your financing, we are paid commissions which we share with you.

What services do you provide?

We are a full-service Real Estate and Mortgage Firm with over 30 years of experience.

Home Sellers

  • MLS/Internet/Virtual Tours
  • Professional Photography
  • FREE Home Staging Consultation
  • Showing Scheduling
  • Listing Prep Financing
  • Skilled Negotiating
  • Contractor Coordination
  • Closing Coordination

Home Buyers

  • Home viewing
  • Inspection Coordination
  • Property Valuations
  • Contractor Bids
  • Offer presentations
  • Purchase & Improvement Financing
  • Offer negotiations
  • Closing Coordination
When do I receive my Commission Credit?

You receive your Commission Credit during closing.

How does the Seller Credit work?

Partially due to our “winning strategy” we have been successful in negotiating credits from the Seller to help our Buyer clients with closing costs and improvements.  This strategy reduces the amount of cash our Buyer clients need to have available at closing and after for needed improvements.

Is there an income restriction to receive the Commission Credit?

No. The Commission Credit is available to all regardless of their income level.

ready to own a home

Ready to Learn More?

We are easy to reach and easy to talk with…let’s connect!
Call or text us at: 760-280-2800 or click on the “Contact Us” button to send us an inquiry.